Mortgage Loan Officer

Other jobs >> General

Negotiable

Permanent

Description

There are many things to consider when deciding on your next employer.

Do you want a job where you earn a paycheck? Or do you want a CAREER

with a company that values their employees as well as the communities

that they are in? At BancorpSouth we are more than just a work place.

We are a company that prides itself on values and the people that we

employ. Start your search for a career with BancorpSouth.

Job Title:

Mortgage Loan Officer

Functional Title:

Mortgage Loan Officer

Physical Location:

Hattiesburg Area, 12 Thompson Park, Hattiesburg, MS 39401

Reports To

Regional Mortgage Loan Manager

Working Conditions

Normal, no adverse or hazardous conditions

Compensation

Commission

Job Group Category

Non-Exempt (eligible for overtime)

Primary Purpose: Summary of major reason this job exists.

Under general supervision, the mortgage loan officer is responsible

for originating new mortgage loan business for the bank by working

with Realtors, Builders, past clients, and other referral partners.

Principal Duties and Responsibilities: Majority of duties performed,

but not meant to be all inclusive or to prevent other duties from

being assigned.

Solicit business from potential and existing customers (outside and

inside business location).

Interviews loan applicants and processes loan applications for both

purchase and refinance transactions.

Counsel borrowers about various loan programs and help them to

select the program that best fits their financial goals and needs.

Assist the loan processor in gathering the necessary documents from

the customer to prepare for underwriting.

Works closely with the processor and underwriter to address any

underwriting issues and get closed.

Manages a large pipeline of loans including meeting closing

deadlines, submitting loans to compliance, and making sure their

pipeline meets the banks requirements.

Provides and maintains a professional, business-like atmosphere

within the organization.

Represents the financial institution in public relations activities

and community affairs.

Job Specifications: Knowledge, skills, and abilities normally required

for competent performance in the job.

Thorough understanding of all loan programs and closing costs.

Have a good understanding of FHA, VA and conventional underwriting

guidelines for all loan investors.

Must be able to meet strict time deadlines and work independently

under pressure.

Must be detailed oriented and able to follow set guidelines.

Possess ability to sell oneself to potential customers and referral

partners.

Excellent written and verbal communication skills.

Disclaimer

The above information on this description has been designed to

indicate the general nature and level of work performed by employees

within this classification. It is not designed to contain or be

interpreted as a comprehensive inventory of all duties,

responsibilities, and qualifications required of employees assigned to

this job.

We are an equal opportunity employer and all qualified applicants will

receive consideration for employment without regard to race, color,

religion, national origin, age, sex, sexual orientation, gender

identity, disability, veteran status, genetic information or any other

status protected under applicable local, state or federal

nondiscrimination laws.
  • 1
  • Negotiable
  • None
  • None
  • Re-128551
  • Permanent
  • 2

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