Temporary Credit Analyst

Other jobs >> General




In this role, you will be responsible for review and evaluation of credit data for commercial or small business loans. This is an internship-style position, and requires that you be actively enrolled in a degree program or within six months of graduating. Functions Monitor existing loans to ensure complete conformity with terms. Spread financial statements and related information to financial spreadsheets and/or software programs for analysis. Analyze Accounts Receivable, Inventory and other collateral information to determine adequate collateral coverage for Asset Based loans. Analyze financial data related to new and renewal commercial or small business loan requests, including lines of credit, asset-based lines, equipment financing loans and/or commercial real estate loans. Conduct credit investigations and prepares credit approval reports and summarizes credit. Analyze a variety of commercial, small business, or real estate loan requests. Present facts and offers opinions to loan officers concerning applicants credit worthiness. Comply with all Federal, State, and local consumer protection laws governing loan origination including the SAFE Act and SAFE Act registration and renewal rules as defined by the bank, if applicable. Demonstrate compliance with all bank regulations that apply to your position, and keep up to date on regulation changes. Maintain working knowledge of our policies and procedures regarding the Bank Secrecy Act, Regulation CC, Regulation E, Bank Security and other regulations that apply to your position. Qualifications Requires a bachelors degree or equivalent in accounting. 1-2 years of relevant credit analysis or underwriting experience. Basic analytical and problem solving skills. Strong written and verbal communications skills. Basic credit and credit quality skills including accounting, financial statement spreading, and cash flow analysis experience. Basic knowledge of credit policies, procedures, practices and documentation. Must have completed basic accounting class(es) acquired through an accredited university or college and be in the process of completing credit underwriting training. Physical Requirements and Working Conditions Work involves: sitting walking lifting up to 25 pounds. occasional Travel No relocation offered. About Us We do things a little differently here at Umpqua. Our retail stores serve as community hubs, our associates are given up to 40 hours of volunteer time each year, and were never satisfied with the status quo. Its no wonder weve made "Fortunes 100 Best Companies to Work For" eight years in a row. But greatness has no finish line, so we continue every day to keep people at the center of everything we do. We focus on building relationships, understanding our customers needs and connecting to people in new and innovative ways -- always staying true to our mission of providing personalized banking for all people, whenever and however they prefer to bank. Umpqua Bank is committed to employing a diverse workforce. Qualified applicants will receive consideration without regard to race, color, religion, sex, national origin, age, sexual orientation, gender identity, gender expression, protected veteran status, or disability. We maintain a drug-free workplace and may perform pre-employment substance abuse testing.
  • 1
  • Negotiable
  • None
  • None
  • Re-5989
  • Permanent
  • 1

How to Apply: Please click here to create a free Pure-jobs.com account and post your resume. Only logged in job seekers can apply for a job.

Find us at:

Never provide bank account, credit card details or any other financial information, or make any form of payment, when applying for a job. If you are ever asked to do this by a recruiter on Pure Jobs please click the Report button or contact us with the advertiser's company name and the title of the job vacancy. You should not send any money to anyone. A genuine employer with a job offer would never ask you to do this.

Report this job

Report a job

If you're concerned about a job advert, let us know and our quality team will investigate.

Your name(*)
Invalid Input

Your email address(*)
Invalid Input

Please select you reason(*)

Additional information(*)
Invalid Input

Invalid Input

Get new jobs for this search by email.

Also get an email with jobs recommended just for me.

Create Alert

Subscribe to updates from our blog