Underwriter of Credit Risk Scenario

Other jobs >> General

Negotiable

Permanent

Description

Job Snapshot

* Employee Type:

Full-Time

* Location:

Chantilly, VA

* Job Type:

Finance

* Date Posted:

11/26/2019

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About Us

Prosperity Home Mortgage, LLC, is a full service mortgage banker

specializing in residential and refinance loans. Prosperity Home

Mortgage offers a wide range of mortgage products, including fixed and

adjustable rate mortgages, jumbo loans, Federal Housing Administration

(FHA), Veterans Affairs (VA) loans, and renovation financing.

Job Description

Prosperity Home Mortgage, LLC, is a full service mortgage banker that

specializes in residential and refinance loans. It offers a wide range

of mortgage products, including fixed and adjustable rate mortgages,

jumbo loans, Federal Housing Administration (FHA) and Veterans Affairs

(VA) loans, and renovation financing.

Prosperity Home Mortgage is seeking an experienced Underwriter to join

our team

The Underwriter of Credit Risk Scenario is responsible for the review

of Exception Requests and Scenario questions.

Key Responsibilities:

* Analyze income, asset and employment documents.

* Review submitted loan file data and documents for adherence to

investor and lender policies for new loans.

* Provide an approval, denial or counter offer recommendation to the

SVP, National Operations & Credit Risk for Exception requests in a

formalized format.

* Exceptions reviews/recommendations are to be completed in 48 hours

from receipt.

* Review and answer Scenario questions within twenty-four hours of

receipt.

* Message final decision from SVP National Operations & Credit Risk

to the MC, processor and all required staff members through

established process and format.

Job Requirements

Qualification:

* 4 or more years of experience in Conventional, FHA, and VA

Underwriting required.

* Must be available for a flexible schedule when needed.

* Must have excellent customer service and communication skills.

We are a company that provides equal employment opportunities to all

employees and applicants for employment and prohibits discrimination

and harassment of any type without regard to race, color, religion,

age, sex, national origin, disability status, genetics, protected

veteran status, sexual orientation, gender identity or expression, or

any other characteristic protected by federal, state or local laws.

This policy applies to all terms and conditions of employment,

including recruiting, hiring, placement, promotion, termination,

layoff, recall, transfer, leaves of absence, compensation and

training.

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  • 1
  • Negotiable
  • None
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  • Re-126160
  • Permanent
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